Qualr Capital

Flood zones, determined in seconds.

Search any U.S. address for its FEMA zone, FIRM panel and nearby hazard, read from the National Flood Hazard Layer.

Issued by Qualr Capital to partner teams.

Miami Beach, Florida. Stronger tones mark higher flood hazard.

How a determination is made

  1. 1

    Geocode

    The U.S. Census geocoder resolves the address to a coordinate. Lat, lng input skips this step.

  2. 2

    Intersect

    The point is tested against FEMA flood hazard zones, FIRM panels, community boundaries and map amendments.

  3. 3

    Normalize

    Raw attributes resolve to one conservative zone, the SFHA flag and the published base flood elevation.

  4. 4

    Report

    You get the zone, panel, community and distance to the nearest SFHA, ready to copy, print or export.

One ink, five weights

The map shades every FEMA zone with a single tone. The stronger the fill, the higher the flood hazard.

VE V

Coastal high hazard

AE A AH AO AR A99

High risk, 1% annual chance

X (shaded)

Moderate risk, 0.2% annual chance

D Open water

Undetermined

X

Minimal hazard

Miami Beach, Florida

Zone AE

In SFHA

1% annual chance flood area where a detailed study has set base flood elevations.

Flood Hazard Notice
Required
Base flood elevation
8 ft NGVD29
FIRM panel
12086C0317L
Panel effective
Sep 11, 2009
Community
City of Miami Beach (120651)
SFHA within 250 ft
Yes
SFHA within 1,000 ft
Yes
Coordinates
25.790000, -80.130000

FEMA National Flood Hazard Layer, retrieved Oct 3, 2026. Informational only. Not a Standard Flood Hazard Determination Form (FEMA 086-0-32). Confirm against the effective FIRM before relying on it for a lending decision.

A full record for every address

This panel is a live lookup, refreshed daily. Inside Flood Hub you can run one address, click anywhere on the map, or batch a list and export it to CSV.

  • Zone and SFHA status
  • Base flood elevation
  • FIRM panel and date
  • Community and CID
  • LOMR and LOMA cases
  • SFHA proximity